It’s a scene that we’ve seen all too often: you or someone you know has an immediate medical concern and makes a trip to the emergency room. Once you’re there, you wait and wait some more waiting for your name to be called. For an immediate problem, there’s nothing wrong with the ER. But if you go, here’s what you might have to look forward to: A long wait: The average time spent waiting in the ER increased from 46.5 minutes to 58.1 minutes from 2003 to 2009. A big bill: According to the Medical Expenditure Panel Survey, the average …